Terms of Service

Terms of Service

Effective Date: 2026-01-26
Last Updated: 2026-01-26

These Terms of Service (“Terms”) govern your access to and use of the website and services provided by Milivo (“Milivo,” “we,” “us,” or “our”). By accessing or using our services, you agree to be bound by these Terms.

If you do not agree to these Terms, you may not use our services.


1. Company Information

Business Name: Milivo
Address: Naxxar Road, 152, San Gwann, SGN 9030, Malta
Website: https://milivoai.com
Email: [email protected]


2. Description of Services

Milivo provides AI-powered voice receptionist and voice assistant services designed for businesses, including but not limited to:

Inbound call handling

AI-generated voice responses

Call routing and scheduling

Call recording and transcription

CRM and calendar integrations

Services are provided on a software-as-a-service (SaaS) basis.


3. Eligibility

To use the services, you must:

Be at least 18 years old

Be acting on behalf of a business entity

Have the authority to bind that business to these Terms

Our services are not intended for personal or consumer use.


4. Account Registration

You agree to:

Provide accurate and complete information

Maintain the confidentiality of your account credentials

Accept responsibility for all activity under your account

Milivo is not responsible for unauthorized access resulting from your failure to secure your account.


5. Payments & Billing

Services may be offered via subscriptions and/or one-time fees

Billing occurs on a monthly basis, unless otherwise agreed

No refunds are provided, except where required by law

A free trial may be offered at Milivo’s discretion

Failure to pay may result in suspension after notice

All payments are processed securely through third-party providers such as Stripe.


6. Acceptable Use

You agree not to use the services to:

Violate any applicable law or regulation

Engage in fraud, abuse, or deceptive practices

Reverse engineer, copy, or exploit the AI systems

Interfere with or disrupt service integrity

Use the service for emergency purposes

Emergency Restriction

Milivo’s services must not be used for emergency, medical, legal, or life-critical situations, including 911, 112, or equivalent emergency services.


7. AI Services & Responsibility

AI responses are automated and may contain errors or inaccuracies

Milivo provides no guarantee of accuracy, outcomes, revenue, or results

You are solely responsible for how AI outputs are used

AI outputs are provided “as is” and should not replace human judgment


8. Fair Usage

Milivo applies fair usage limits to ensure system stability and service quality. Excessive or abusive usage may result in throttling, suspension, or required plan upgrades.


9. Intellectual Property

All intellectual property rights related to the platform, software, AI systems, branding, and services are owned exclusively by Milivo.

Clients retain ownership of their business data but grant Milivo a limited license to process such data solely for providing and improving the services.

All AI outputs are delivered for client use; however, Milivo retains ownership of underlying models and systems.


10. Privacy & Data Protection

Use of the services is subject to Milivo’s Privacy Policy, which explains how personal data is collected, processed, and protected.


11. Service Availability

Milivo does not guarantee uninterrupted or error-free service. We may modify, suspend, or discontinue any part of the services at any time.


12. Suspension & Termination

By You

You may cancel your subscription at any time.

By Milivo

Milivo may suspend or terminate access for violations of these Terms, misuse, or non-payment.
Except in severe cases, one warning will be provided before termination.


13. Disclaimer of Warranties

Services are provided “as is” and “as available.”

To the fullest extent permitted by law, Milivo disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.


14. Limitation of Liability

To the maximum extent permitted by law:

Milivo is not liable for indirect, incidental, or consequential damages

Milivo is not liable for lost profits, revenue, or business opportunities

Total liability is limited to the fees paid by you in the preceding 12 months


15. Indemnification

You agree to indemnify and hold harmless Milivo from any claims arising from:

Your use of the services

Your data or content

Violations of these Terms or applicable laws


16. Governing Law & Jurisdiction

These Terms are governed by the laws of Malta.
Any disputes shall be resolved exclusively in the courts of Malta.


17. Changes to These Terms

Milivo may update these Terms from time to time. Continued use of the services constitutes acceptance of the revised Terms.


18. Contact Information

For questions regarding these Terms, contact:

📧 [email protected]


© 2026 Milivo. All Rights Reserved.